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TMG The Mortgage Group
Regina's Best Mortgages
I'll sweat the details so you don't have to - Canada's lowest interest rates and best mortgage products
Braeden Moskowy is an award winning mortgage broker based out of Regina, SK. He works with over 50 banks, lenders, credit unions which guarantees he has access to some the lowest interest rates in Canada! When you go to your bank they only have access to their own internal mortgage products. They will offer you a mortgage interest rate based on the current products you have with them. Your bank is operating in the best interest for themselves. They are not trying to save you money or help you build equity - Thats where I come in: I have access to over 50 different banks, financial institutions, credit unions and private investors. This ensures you are getting the best mortgage product for you!
  • Expertise
    I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match YOUR specific needs.
  • Save you time with one-stop shopping
    Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.
  • No charge to you
    There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder's fee when we introduce dependable clients to a financial institution.
Why Should You Use My Services?
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you. At the end of the day, the decision is yours. I will simply lay out the best available options, provide my advice & ultimately leave the decision up to you.
I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.
Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals.
Think Outside the Branch for Your Mortgage
Variety! I work with over 40 different lenders across Canada so I always have access to the best rates, lowest payout penalties as well as many other small details that you may have not even considered!
Mortgage brokers are licensed and legally obligated to act in the best interest of the borrower.
Because I have a Fiduciary duty, and am legally obligated to act in your best interest: I am always on the hunt for the best interest rates on the market to save you money.
Whatever type of mortgage you need. Apply Here to get access to the best interest rates in the country & over 50 different lenders!
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My Mortgage Blog — Latest Posts
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What’s the Smith Maneuver? It’s a wealth-building strategy to create a tax-deductible mortgage. You may have heard, and envied, that mortgage holders in the US can claim their mortgage interest as...
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Home Ownership, yes! But wait...
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There has been a growing concern about fraud in the industry for a number of years. According to Equifax, suspected fraudulent mortgage applications have increased by 52% in Canada since...
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Whether you're looking for a first mortgage, refinancing your current home, or just researching your options, I'm here to help.